Ohio Contractors Insurance Policies

Look at these Ohio Contractors Insurance Liability Pricing Examples!

Ohio insurance brokers and agents will help you.

Contractor’s REAL Savings on Business Insurance Through Our Agency!

Type of ContractorType of InsurancePrior Insurance CostNew Cost With Our Agency!Total Annual Savings% SavingsPotential 7 Years Savings!
CarpentryGeneral Liability$7,416$3,874$3,55248%$24,864
MasonryGeneral Liability$2,924$1,224$1,70058%$11,900
LandscapingGL & Auto$18,476$13,516$4,96027%$34,720
ElectricalGL & Auto$15,324$10,592$4,73231%$33,124
PlumbingCommercial Auto$4,980$2,540$2,44049%$17,080
Paper HangerGeneral Liability$765$585$18024%$1,260
Tile InstallationGL & Auto$4,574$2,272$2,30250%$16,114

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Assess Your Risks
Insurance companies determine the level of risk they’ll accept when issuing policies. This process is called underwriting. The insurance company reviews your application and determines whether it will provide all or a portion of the coverage being requested. Each underwritten policy carries a premium and a deductible. A premium is the price you pay for insurance.

Premiums vary widely among insurance companies, and depend on a number risk factors, including your business location, building type, local fire protection services, and the amount of insurance you purchase. A deductible is the amount of money you agree when making a claim. Generally, the higher deductible you agree to pay, the lower your premium will be. However, when you agree to take on a high deductible you are taking on some financial risk. So, it’s important to assess your own risks before you go shopping.

The National Federation of Independent Businesses has created a Business Insurance Coverage Checklist to help you assess your risks and to make sure you’ve insured every aspect of your business.

Commercial insurance brokers can help you find policies that match your business needs. Brokers receive commissions from insurance companies when they sell policies, so it’s important you find a broker that is reputable and is interested in your needs as much as his own. Make sure your broker understands all the risks associated with your business.



We also offer commercial auto insurance, commercial property,  general liability and several other commercial insurance types in Ohio.